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At MJS Lending Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings.

Welcome to MJS Lending Inc. where our mission is to offer all current and future home owners the best home loan for their unique needs. Mortgage interest rates have not been as low as they currently are in almost 40 years! Now is the perfect time to refinance your mortgage or purchase a new home. Feel free to obtain an immediate mortgage pre-approval, browse our mortgage calculators and mortgage glossary, and learn about our mortgage loan programs and the mortgage loan process. We offer custom solutions for every residential mortgage financing situation. We welcome all credit types, from excellent to poor. Whatever your residential financing needs, we will tailor a loan that's right for you: Purchase a Home, Refinance, Consolidate Outstanding Debt, Consolidate Your First and Second Mortgage, Cash Out, Refinance, Damaged Credit, Mortgage Investment Properties, Second Homes, No Documentation Mortgage.  If you have any questions just call anytime or email me directly at pkarsko@mjslending.net



•  NEW HOME PURCHASES


•  1ST TIME HOME BUYER


•  REFINANCING


•  CASH OUT


•  FINANCIAL GUIDANCE


•  CREDIT REPAIR


•  HUD / FHA LOANS


•  VA LOANS 


•  HOME IMPROVEMENT


•  CONSTRUCTION LOANS


•  COMMERCIAL LOANS


•  DEBT CONSOLIDATION


•  BUSINESS CREDIT LINES


•  INVESTMENT PROPERTIES


•  VACATION HOMES


•  CONDOTEL FINANCING


 

 FAX -        201-703-3345

CELL -      609-892-3481

OFFICE -  201-398-7425
 

Specializing In Loans For Everybody

MJS Lending is a full service mortgage broker faithfully serves the tri-state area as well as many other states.  Our loans are processed, closed, and serviced in-house.  This leads to accurate answers to questions, quick approvals, and fast closings.  Our creative staff of financial experts will help me customize a program to suit each individuals needs from a diverse product line derived from excellent relations with over fifty different banks giving you the best possible rates given your specific scenario.  Finding the most cost effective mortgage program for each client is our specialty.

First Time Home Buyers

Unlike renting, buying a home is an investment in your future.  And you need a mortgage broker who specializes in working with first-time home buyers to make that investment a reality.  That’s why there are several unique loan programs specifically designed for first-time home buyers.  Call today to find out about payment plans you can afford.

Financing With No Money Down

Just because you don't have the cash for a down payment doesn't mean you can't own a home.  With an 80% primary and a 20% secondary loan, you can borrow up to 100% of a homes value.  It's just one of the unique loan programs to get you over virtually any financial obstacle and into your own home.  Inquire today to see how easy it is to qualify.

Serving Our Realtors

You have total confidence in your ability to find your customers a great home.  Wouldn't it be nice to be just as confident that their loan will close?  Well rest assured.  Knowing that a closed loan means a closed escrow, and we'll do everything in our power to make that happen.  That's why together, we can make a great team.  You'll find great houses; we'll work to close the deal.

Sometimes The Best Customers Have Less Than Perfect Credit

It's simply not true that some of the things other lenders see as negatives should keep you from getting a home loan.  Whether it's less-than-perfect credit, down-payment constraints or your self employed status, there are several unique loan programs to fit your specific needs.  But there is one requirement-if you want help you must call.

Invest Some Thinking In Investment Properties

Whether you're considering buying a second home as a rental property or vacation home, you can realize your dream of investing in real estate.  Real estate investments can offer you the security of a tangible investment.  Call MJS today-there are several competitively priced credit options to match you with the loan that fits you the best.

Construction Loans

You need everyone on your team-from the plumber to the framer-to perform to the best of their ability.  Expect the same from us and you won’t be disappointed.  We'll make it our mission to present your buyers with a wide array of products and solutions, and to ensure their loans close on time.  It's just one of the ways a good partnership builds success.